Secure your loved ones' financial
well-being and give them peace of mind.
Secure your loved ones' financial
well-being and give them peace of mind.
ABOUT ME
Floyd Albarado
Floyd Albarado
Licensed Broker
Licensed Broker
ABOUT ME
Floyd Albarado is an experienced life insurance professional specializing in Final Expense, Mortgage Protection, Living Benefits, Retirement Solutions, Indexed Universal Life (IUL), Infinite Banking, and Debt Elimination strategies. He works with individuals, families, and business owners to design customized coverage that protects income, eliminates debt, builds tax-advantaged cash value, and creates long-term financial security. Floyd is passionate about educating clients on how properly structured life insurance can be used not just for protection, but as a powerful financial tool — including Infinite Banking strategies, cash value accumulation, and systematic debt elimination. His approach is simple, transparent, and needs-based, ensuring every recommendation aligns with the client’s goals, values, and budget. Whether helping a family secure Final Expense coverage, protecting a mortgage with living benefits, or designing advanced IUL strategies for tax-efficient retirement income, Floyd focuses on clarity, integrity, and long-term wealth-building solutions.
Floyd Albarado is an experienced life insurance professional specializing in Final Expense, Mortgage Protection, Living Benefits, Retirement Solutions, Indexed Universal Life (IUL), Infinite Banking, and Debt Elimination strategies. He works with individuals, families, and business owners to design customized coverage that protects income, eliminates debt, builds tax-advantaged cash value, and creates long-term financial security. Floyd is passionate about educating clients on how properly structured life insurance can be used not just for protection, but as a powerful financial tool — including Infinite Banking strategies, cash value accumulation, and systematic debt elimination. His approach is simple, transparent, and needs-based, ensuring every recommendation aligns with the client’s goals, values, and budget. Whether helping a family secure Final Expense coverage, protecting a mortgage with living benefits, or designing advanced IUL strategies for tax-efficient retirement income, Floyd focuses on clarity, integrity, and long-term wealth-building solutions.
OUR BROKERAGE
1 MILLION+
Families Helped
$150 BILLION
Life Insurance In Place
$800 MILLION
Premium Sold Per Year
29,000+
Professional Agents
WE GOT YOU COVERED
INDEXED UNIVERSAL LIFE
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
FIXED INDEXED ANNUITIES
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
FINAL EXPENSE
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
MORTGAGE PROTECTION
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
LICENSE INFORMATION
We have agents licensed in all 50 states!
Find your state and verify Floyd Albarado with a picture of their license and a link directly to your state specific Department of Insurance.
ALABAMA
To verify my license with the state insurance department, click here: https://www.insurance.alabama.gov/Licensing/LicensingBio.aspx
ALASKA
To verify my license with the state insurance department, click here: https://www.commerce.alaska.gov/web/ins/
ARIZONA
To verify my license with the state insurance department, click here:https://difi.az.gov/license-search
ARKANSAS
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/
CALIFORNIA
To verify my license with the state insurance department, click here: https://cdicloud.insurance.ca.gov/cal
COLORADO
To verify my license with the state insurance department, click here: https://colorado.licenselookup.org/insurance/
CONNECTICUT
To verify my license with the state insurance department, click here: https://www.cidverifylicense.ct.gov/CLIC/VerifyLicense.aspx
DISTRICT OF COLUMBIA
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/
DELAWARE
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/license-manager
FLORIDA
To verify my license with the state insurance department, click here: https://www.myfloridacfo.com/division/agents/
GEORGIA
To verify my license with the state insurance department, click here: https://oci.georgia.gov/insurance-resources/agent-individual-agency-company-search
HAWAII
To verify my license with the state insurance department, click here: https://cca.hawaii.gov/ins/insurance-license-search/
IDAHO
To verify my license with the state insurance department, click here: https://doi.idaho.gov/industry/licensing-services/license-types/producer-individual/
ILLINOIS
To verify my license with the state insurance department, click here: https://www.illinois.gov/services/service.insurance-provider-license-search.html
INDIANA
To verify my license with the state insurance department, click here: https://www.in.gov/idoi/licensing/
IOWA
To verify my license with the state insurance department, click here: https://iid.iowa.gov/find-a-licensed-agent
KANSAS
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/license-manager
KENTUCKY
To verify my license with the state insurance department, click here: https://insurance.ky.gov/ppc/new_default.aspx
LOUISIANA
To verify my license with the state insurance department, click here: https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/
MAINE
To verify my license with the state insurance department, click here: https://www.maine.gov/pfr/insurance/licensees/individual
MARYLAND
To verify my license with the state insurance department, click here: https://www.apps.insurance.maryland.gov/CompanyProducerInfo/ProducerSearch.aspx?NAV=HOME
MASSACHUSETTS
To verify my license with the state insurance department, click here: https://www.mass.gov/insurance-providers-and-producers
MICHIGAN
To verify my license with the state insurance department, click here: https://difs.state.mi.us/locators?searchtype=InsAgent
MINNESOTA
To verify my license with the state insurance department, click here: https://mn.gov/commerce/licensing/license-lookup/
MISSISSIPPI
To verify my license with the state insurance department, click here: https://www.mid.ms.gov/licensing-search/licensing-search.aspx
MISSOURI
To verify my license with the state insurance department, click here: https://insurance.mo.gov/CompanyAgentSearch/search/search-agents.php
MONTANA
To verify my license with the state insurance department, click here: https://csimt.gov/insurance/licensing/
NEBRASKA
To verify my license with the state insurance department, click here: https://doi.nebraska.gov/consumer/company-and-producer-search
NEVADA
To verify my license with the state insurance department, click here: https://di.nv.gov/ins/f?p=licensing:search
NEW HAMPSHIRE
To verify my license with the state insurance department, click here: https://www.insurance.nh.gov/
NEW JERSEY
To verify my license with the state insurance department, click here: https://www-dobi.state.nj.us/DOBI_LicSearch/
NEW MEXICO
To verify my license with the state insurance department, click here: https://www.osi.state.nm.us/pages/bureaus/producers/license-information/individual
NEW YORK
To verify my license with the state insurance department, click here: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/home
NORTH CAROLINA
To verify my license with the state insurance department, click here: https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing
NORTH DAKOTA
To verify my license with the state insurance department, click here: https://www.insurance.nd.gov/producers
OHIO
To verify my license with the state insurance department, click here: https://gateway.insurance.ohio.gov/UI/ODI.Agent.Public.UI/AgentSearch.mvc/DisplaySearch
OKLAHOMA
To verify my license with the state insurance department, click here: https://www.oid.ok.gov/licensing-and-education/licensee-look-up/
OREGON
To verify my license with the state insurance department, click here: https://dfr.oregon.gov/help/complaints-licenses/pages/check-license.aspx
PENNSYLVANIA
To verify my license with the state insurance department, click here: https://apps02.ins.pa.gov/producer/ilist1.asp
RHODE ISLAND
To verify my license with the state insurance department, click here: https://dbr.ri.gov/insurance/insurance-professionals
SOUTH CAROLINA
To verify my license with the state insurance department, click here: https://doi.sc.gov/354/Licensing-CE
SOUTH DAKOTA
To verify my license with the state insurance department, click here: https://dlr.sd.gov/insurance/license_inquiry_service.aspx
TENNESSEE
To verify my license with the state insurance department, click here: https://www.tn.gov/
TEXAS
To verify my license with the state insurance department, click here: https://www.tdi.texas.gov/
UTAH
To verify my license with the state insurance department, click here: https://insurance.utah.gov/
VERMONT
To verify my license with the state insurance department, click here: https://dfr.vermont.gov/insurance
VIRGINIA
To verify my license with the state insurance department, click here: https://www.scc.virginia.gov/
WASHINGTON
To verify my license with the state insurance department, click here: https://fortress.wa.gov/oic/consumertoolkit/Search.aspx
WEST VIRGINIA
To verify my license with the state insurance department, click here: https://www.wvinsurance.gov/Divisions_Licensing
WISCONSIN
To verify my license with the state insurance department, click here: https://oci.wi.gov/Pages/Consumers/Look-Up.aspx
WYOMING
To verify my license with the state insurance department, click here: https://doi.wyo.gov/licensing
AS A BROKER, WE ARE ABLE TO SHOP AROUND AND FIND THE BEST POSITION FOR YOU WITH ONE OF OUR MANY A+ RATED CARRIERS!
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